জাতীয় কবি কাজী নজরুল ইসলাম বিশ্ববিদ্যালয়

Jatiya Kabi Kazi Nazrul Islam University

Pre-Covid Progression in Performance of Conventional and Islamic Commercial Banks in Bangladesh: A Modified CAMEL Approach

Shohel Rana

Abstract

The conclusive goal of the study is to find out the progression in performance of Conventional and Islamic commercial banks operating in Bangladaesh. All CAMEL parameters and modified CAMEL approach are used in this study. Secondary data for period of 2010 to 2019 are used. Financial data of 2020 and 2021 are excluded due to pandemic situation. To illustrate the financial data, a variety of statistical methods are utilized, including mean and standard deviation. Significant mean differences are found using the independent t-test. This study find that progression of Islamic banks is better than conventional banks comparing their performance of 2019 with that of 2010 but difference is not statistically significant. Islamic banks are expanding more than conventional banks. This finding suggests that the management of conventional banks should focus on the expansion and growth of their asset and profitability in ordert to remain competitive. The study is beneficial for theory and practice simultaneously. The findings of the study will be useful to policymakers and conventional and Islamic commercial bank management. Numerous stakeholders will utilize the study's findings for their own particular objectives.

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